NHS doctors earn £32,398-£131,964 base salary, with total earnings often exceeding £150,000-£200,000+ with private practice.

NHS Doctor Pay Scales 2024/25

Foundation Years

Grade Base Salary With Supplements
F1 (Foundation Year 1) £32,398 £36,000-£42,000
F2 (Foundation Year 2) £37,303 £42,000-£50,000

Specialty Training

Grade Base Salary With Supplements
ST1 £43,923 £52,000-£60,000
ST2 £43,923 £52,000-£62,000
ST3 £51,017 £58,000-£68,000
ST4 £51,017 £60,000-£72,000
ST5 £58,398 £65,000-£80,000
ST6 £58,398 £68,000-£85,000
ST7 £63,152 £72,000-£90,000
ST8 £63,152 £75,000-£95,000

Specialty Doctor (SAS)

Grade Start Top of Scale
Specialty Doctor £59,175 £95,400
Specialist £96,990 £107,155

Consultant

Threshold Salary
Entry £99,532
Year 3 £103,540
Year 5 £107,796
Year 9 £111,683
Year 11 £115,817
Year 14 £119,951
Year 19+ £131,964

Total Consultant Earnings

Consultants often earn above base salary:

Component Typical Range
Base salary £100,000-£132,000
On-call supplement £5,000-£15,000
Clinical Excellence Awards £0-£40,000
Private practice £20,000-£200,000+
Total potential £120,000-£350,000+

Doctor Salary by Specialty

Specialty Consultant Salary Private Earnings
Cosmetic Surgery £130,000 £100,000-£500,000+
Cardiology £130,000 £50,000-£200,000
Radiology £130,000 £30,000-£100,000
Anaesthetics £130,000 £30,000-£80,000
General Surgery £130,000 £30,000-£150,000
Psychiatry £130,000 £20,000-£60,000
GP Partner £100,000-£150,000
Paediatrics £130,000 £10,000-£30,000
Emergency Medicine £130,000 Limited

Doctor Salary After Tax

Salary Monthly Take Home
£40,000 (F2) £2,606
£60,000 (ST5) £3,696
£80,000 (ST7 + supps) £4,656
£105,000 (Consultant) £5,886
£130,000 (Senior Consultant) £6,956
£180,000 (with private) £8,881

Career Timeline

Year Stage Salary Range
1-2 Foundation £32,000-£50,000
3-4 Core Training £44,000-£65,000
5-8 Specialty Training £51,000-£90,000
9+ Consultant £100,000-£130,000
15+ Senior Consultant £120,000-£200,000+

Total training: 10-15 years post-graduation.

GP Salary

GP Role Typical Earnings
Salaried GP £65,000-£90,000
GP Partner (share of profits) £100,000-£150,000
Locum GP £80-£120/hour

NHS Pension

NHS pension is exceptionally valuable:

  • Employer contributes 20.6%
  • Career average scheme
  • Worth £25,000-£50,000/year extra
  • Retire from age 55-60
  • Lifetime pension payments

How to Increase Doctor Salary

  1. Locum shifts — £70-£150/hour
  2. Private practice — Consultants only
  3. Clinical Excellence Awards — Performance-based
  4. Academic roles — Professor titles
  5. Medical leadership — Medical Director roles
  6. Move to London — Higher supplements
  7. Less competitive specialties — Faster progression

Private Practice Earnings

For consultants, private work can significantly increase income:

Specialty Hourly Rate Annual Potential
Cosmetic Surgery £500-£1,500 £200,000-£500,000
Orthopaedics £250-£500 £50,000-£200,000
Cardiology £200-£400 £40,000-£150,000
Dermatology £150-£300 £30,000-£100,000
General Surgery £200-£400 £40,000-£150,000

Is Medicine Worth It?

Pros:

  • Job security (always in demand)
  • Respected profession
  • Meaningful work
  • NHS pension (best in UK)
  • High lifetime earnings

Cons:

  • 5-6 years medical school
  • 10-15 years training
  • Long hours, shift work
  • High stress, burnout risk
  • Student debt (£70,000-£100,000)

Sources

WealthVieu
Written by WealthVieu

WealthVieu researches and writes data-driven personal finance guides using primary sources including the IRS, Bureau of Labor Statistics, Federal Reserve, and Census Bureau.

The content on Wealthvieu is for informational purposes only and should not be considered financial, tax, or investment advice. Consult a qualified professional before making financial decisions. Full disclaimer · Editorial policy