Bank of America has over 3,800 branches and 15,000 ATMs across the United States, making it one of the most accessible banks in the country. Finding a location takes seconds using the BofA Branch Locator or mobile app.
How to Find a Bank of America Branch or ATM Near You
Three fastest methods:
- BofA Branch Locator: Visit bankofamerica.com/locator and enter your zip code or city
- BofA Mobile Banking app: Tap “Find” at the bottom of the app — it uses your GPS to show the nearest branches and ATMs in real time
- Google Maps or Apple Maps: Search “Bank of America near me” — results show hours, ratings, and whether the location is open now
The locator lets you filter by branch services (drive-through, safe deposit boxes, coin counting, coin machines) and ATM features (deposit-capable, accessibility).
Bank of America Branch Hours (Typical)
| Day | Typical Hours |
|---|---|
| Monday | 9:00 AM – 5:00 PM |
| Tuesday | 9:00 AM – 5:00 PM |
| Wednesday | 9:00 AM – 5:00 PM |
| Thursday | 9:00 AM – 6:00 PM |
| Friday | 9:00 AM – 6:00 PM |
| Saturday | 9:00 AM – 2:00 PM |
| Sunday | Closed (some locations open 10am–2pm) |
High-traffic and urban locations often have longer hours. Bank of America ATMs are open 24 hours a day, 7 days a week. Always confirm your specific branch hours at the locator before visiting, especially around bank holidays.
Bank of America ATM Fees
| ATM Type | Fee |
|---|---|
| Bank of America ATM | Free for all BofA customers |
| Global ATM Alliance ATMs | Free or reduced fee (Barclays, BNP Paribas, Deutsche Bank, others) |
| Non-network ATM (domestic) | $2.50 per transaction |
| Non-network ATM (international) | $5.00 per transaction |
| ATM owner surcharge | Additional fee set by ATM operator |
Preferred Rewards members at Platinum and Platinum Honors tiers receive fee waivers on out-of-network ATMs.
Bank of America Daily ATM Withdrawal Limits
| Account Type | Daily ATM Limit |
|---|---|
| Advantage SafeBalance | $1,000 |
| Advantage Plus / Core | $1,000 |
| Advantage Relationship | $2,000 |
| Business accounts | Varies by account |
You can request a temporary limit increase by calling BofA at 1-800-432-1000 or visiting a branch with valid ID.
Services Available at BofA Branches
Most branches provide:
- Account opening (checking, savings, CDs, IRAs, brokerage)
- Cash deposits and withdrawals
- Cashier’s checks and notary services
- Wire transfers
- Safe deposit boxes (select locations)
- Home loan and refinance consultations
- Small business banking services
- Coin counting (at select branches)
Merrill Edge investment services are available at many BofA financial centers — you can meet with a Merrill advisor at no charge at participating locations.
States Where Bank of America Has Branches
Bank of America branches are present in 37 states and Washington DC. Some states — primarily rural Great Plains and Mountain West states — don’t have BofA retail locations. In those areas, all banking can be done through:
- BofA Mobile Banking app (check deposit, transfers, bill pay)
- BofA Online Banking at bankofamerica.com
- Partner ATM networks with reduced fees
Opening a Bank of America Account Without Visiting a Branch
You don’t need a nearby branch to bank with BofA. New accounts can be opened online at bankofamerica.com in minutes:
- Choose your account type (Advantage Plus Checking is the most common)
- Enter your personal information and Social Security number
- Upload or photograph your government ID
- Fund the account via transfer or debit card
Most online applications are approved instantly.
See also: Bank of America review | Bank of America routing number | Bank of America fees | Chase vs. Bank of America | Best online banks
The content on Wealthvieu is for informational purposes only and should not be considered financial, tax, or investment advice. Consult a qualified professional before making financial decisions. Full disclaimer · Editorial policy