Discover Bank’s routing number is 011500120. This is the only routing number Discover uses — for ACH direct deposits, bank-to-bank transfers, and domestic wire transfers. For international incoming wires, use SWIFT code BNKDUS33.
Discover Bank Routing Number at a Glance
| Purpose | Number |
|---|---|
| ACH / Direct deposit | 011500120 |
| Domestic wire (outgoing) | 011500120 |
| International incoming wire (SWIFT) | BNKDUS33 |
How to Find Your Discover Routing Number
In the Discover app:
- Open the Discover app → select your account
- Tap Account Details or the three-dot menu
- Routing number and account number are displayed — tap to copy
In Discover online banking:
- Log in at discover.com → select your account
- Click Account Details or Account Information
- Routing number appears alongside your account number
On a check (if you have Discover Cashback Debit): The 9-digit routing number is printed in the lower-left corner of every check: 011500120
Wire Transfer Information
| Wire Type | Supported | Routing / SWIFT | Fee |
|---|---|---|---|
| Domestic incoming | ✅ | 011500120 | $0 |
| Domestic outgoing | ✅ | 011500120 | $0 |
| International incoming | ✅ | BNKDUS33 | $0 |
| International outgoing | ❌ | Not offered | — |
Discover’s free outgoing domestic wire is a significant advantage over traditional banks (Chase charges $25–$35; BofA charges $30). Discover does not offer outgoing international wires — only receiving them.
Wire recipient information (for incoming wires):
- Bank name: Discover Bank
- Routing: 011500120
- SWIFT: BNKDUS33
- Bank address: 502 E Market St, Greenwood, DE 19950
- Your account number: Found in Discover app under Account Details
- Your name: As it appears on the account
Direct Deposit Setup
To use routing number 011500120 for payroll or government direct deposit:
- Provide your employer or payer:
- Routing: 011500120
- Account number: Your Discover checking or savings account number
- Account type: Checking (Cashback Debit) or Savings
- Most direct deposits are available on the same day they are posted
- Discover does not currently offer early direct deposit (unlike Chime or SoFi’s 2-day early access)
Discover Bank Address (for wire transfers)
| Field | Detail |
|---|---|
| Bank name | Discover Bank |
| Address | 502 E Market Street, Greenwood, DE 19950 |
| Routing (ABA) | 011500120 |
| SWIFT | BNKDUS33 |
Related Guides
- Discover Bank fees 2026 — $0 monthly, $0 overdraft, $0 wire
- Discover transfer limits 2026 — $10,000/day ACH, Zelle $500/day
- Discover ATM limits 2026 — $510/day, 60,000+ free ATMs
- Discover customer service 2026 — 1-800-347-7000, 24/7
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