Fifth Third Bank is a major Midwest and Southeast regional bank, with ~1,100 branches across 10 states and $200+ billion in assets. Headquartered in Cincinnati, Ohio, Fifth Third’s Essential Checking account charges $11/month (waived with $500 DD or $1,000 balance). The bank operates 2,100+ owned ATMs and participates in the 50,000+ Allpoint network.
Fifth Third Bank at a Glance
| Feature | Details |
|---|---|
| Headquarters | Cincinnati, Ohio |
| Founded | 1858 |
| Assets | ~$200 billion |
| Branches | ~1,100 (10 states) |
| ATMs | ~2,100 owned + 50,000+ Allpoint |
| Monthly fee (Essential Checking) | $11 (waivable) |
| Fee waiver | $500/mo DD OR $1,000 daily balance |
| Overdraft fee | $37/item (no grace period) |
| Daily ATM limit | $810 |
| OON ATM fee | $3.50 |
| Outgoing domestic wire | $30 |
| Customer service | 1-800-972-3030 |
| Phone hours | Mon–Fri 7AM–8PM ET; Sat 8:30AM–5PM ET |
| FDIC insured | Yes — $250,000 per depositor |
Fifth Third 10-State Footprint
Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, and North Carolina.
Checking Account Options
| Account | Monthly Fee | Waiver |
|---|---|---|
| Essential Checking | $11 | $500 DD or $1,000 balance |
| Express Banking | $0 | No checks; limited features |
| Enhanced Checking | $15 | $20,000 balance |
| Preferred Checking | $25 | $100,000 balance |
All Fifth Third Bank Guides
- Fifth Third Bank Routing Number 2026 — 042000314, direct deposit, wire setup
- Fifth Third Bank Fees 2026 — $11 monthly, $37 overdraft, ATM fees
- Fifth Third Bank ATM Limit 2026 — $810/day, 2,100 ATMs, Allpoint network
- Fifth Third Bank Customer Service 2026 — 1-800-972-3030, hours, chat
- Fifth Third Bank Hours 2026 — branch hours, holiday schedule
- Fifth Third Bank Minimum Balance 2026 — $1,000 balance or $500 DD to waive
- Fifth Third Bank Mobile Deposit Limit 2026 — $5,000/day, $10,000/30-day
- Fifth Third Bank Transfer Limit 2026 — Zelle, ACH, wire limits
- Fifth Third Bank vs Huntington Bank 2026 — Ohio regional bank comparison
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