PNC Bank branches are typically open Monday through Friday from 9:00 AM to 5:00 PM, with Saturday hours available at most locations. PNC is the sixth-largest US bank, operating about 2,600 branches across 28 states after its 2021 BBVA USA acquisition expanded its footprint into the south and southwest.
Standard PNC Bank Hours
| Day | Typical Hours | Notes |
|---|---|---|
| Monday | 9:00 AM – 5:00 PM | Standard banking day |
| Tuesday | 9:00 AM – 5:00 PM | Standard banking day |
| Wednesday | 9:00 AM – 5:00 PM | Standard banking day |
| Thursday | 9:00 AM – 5:00 PM | Standard banking day |
| Friday | 9:00 AM – 5:00 PM | Some locations until 6:00 PM |
| Saturday | 9:00 AM – 1:00 PM | Most locations; some until 2:00 PM |
| Sunday | Closed | ATMs and app available 24/7 |
Drive-through windows at many PNC branches open at 8:00 AM on weekdays — useful if you need to deposit a check or withdraw cash before a standard branch opens.
PNC Branch Coverage by State
PNC’s network spans 28 states with the heaviest concentration in the east and midwest:
| Region | Key States |
|---|---|
| Mid-Atlantic / Northeast | Pennsylvania (HQ/Pittsburgh), New Jersey, Delaware, Maryland, DC, New York, Virginia |
| Midwest | Ohio, Michigan, Illinois, Indiana, Missouri, Wisconsin, Kentucky |
| Southeast | North Carolina, Georgia, Florida, Alabama |
| South / Southwest | Texas, Oklahoma, New Mexico, Colorado, Arizona |
| West | California |
PNC Bank Holiday Hours 2026
PNC closes for all 11 federal bank holidays. Branch ATMs and digital banking remain operational.
| Holiday | 2026 Date | Branches |
|---|---|---|
| New Year’s Day | January 1 | Closed |
| Martin Luther King Jr. Day | January 19 | Closed |
| Presidents Day | February 16 | Closed |
| Memorial Day | May 25 | Closed |
| Juneteenth | June 19 | Closed |
| Independence Day | July 4 | Closed |
| Labor Day | September 7 | Closed |
| Columbus Day | October 12 | Closed |
| Veterans Day | November 11 | Closed |
| Thanksgiving Day | November 26 | Closed |
| Christmas Day | December 25 | Closed |
Important: ACH transfers and wire transfers submitted on bank holidays are not processed until the next business day. PNC’s Low Cash Mode notifications pause overnight on holidays, resuming the next business day.
24/7 Banking Options at PNC
When branches are closed, PNC customers can handle most tasks digitally:
| Task | How to Do It 24/7 |
|---|---|
| ATM withdrawals | ~9,000 PNC ATMs across 28 states |
| Check balances and transactions | PNC mobile app or pnc.com |
| Virtual Wallet budgeting | PNC app — Spend, Reserve, and Growth accounts always accessible |
| Internal transfers | PNC app — instant between PNC accounts |
| Send via Zelle | PNC app — see PNC transfer limits |
| Mobile check deposit | PNC app — see PNC mobile deposit limits |
| Low Cash Mode management | PNC app — toggle on/off, set danger zone threshold |
| Report fraud or lost card | Call 1-888-762-2265 — 24/7 customer service |
| Lock/unlock debit card | PNC app → Card Controls |
Tips for PNC Branch Visits
Shortest wait times: Tuesday through Thursday, 10 AM–2 PM. Avoid Mondays, paydays (1st and 15th of the month), and the days immediately before or after federal holidays.
What to bring:
- Government-issued photo ID (driver’s license or passport)
- Your PNC account number or debit card
- Social Security number for account changes or new account openings
Services requiring a branch visit: Safe deposit box access, notary services, large cash transactions, certain wire transfers above online thresholds, and Visa TravelMoney card purchases.
Finding a PNC Branch or ATM
- PNC Branch Locator: pnc.com/locator — shows hours, drive-through availability, and ATM access at each location
- Google Maps: Search “PNC Bank near me” for real-time hours based on your current location
See the full PNC Bank guide for fees, ATM limits, and routing numbers by state.
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