Charles Schwab Bank’s phone support is available 24/7 at 1-800-515-2157. Branch offices (400+ nationwide) are open Monday–Friday, typically 8:00 AM–5:00 PM local time, with limited Saturday hours at some locations. The Schwab mobile app and online banking are available around the clock.

Schwab Hours at a Glance

Service Hours Notes
Phone — 1-800-515-2157 24/7 Banking + brokerage
Mobile app / Online banking 24/7 All banking functions
Branch offices (weekdays) ~8:00 AM–5:00 PM local Varies by location
Branch offices (Saturday) 9:00 AM–2:00 PM (select) Not all branches
Branch offices (Sunday) Closed (most)
Federal holidays Phone 24/7; branches may close ACH may delay 1 day
ATMs (all partner machines) 24/7 Based on host retailer hours

Branch Office Hours

Schwab’s 400+ offices are primarily investment consulting centers rather than traditional bank teller branches. Hours vary by location:

Day Typical Hours
Monday–Friday 8:00 AM–5:00 PM local time
Saturday 9:00 AM–2:00 PM (select locations)
Sunday Closed
Federal holidays Closed

Important: Schwab branches are not traditional bank branches. Most do not offer cash teller services. For cash, use ATMs (Schwab reimburses all ATM fees globally) or deposit checks via the mobile app.

Find exact hours for your nearest branch at schwab.com/branch.


Holiday Schedule

Holiday 2026 Date Phone Branches ACH
New Year’s Day Jan 1 24/7 Closed Delayed
MLK Day Jan 19 24/7 Closed Delayed
Presidents’ Day Feb 16 24/7 Closed Delayed
Memorial Day May 25 24/7 Closed Delayed
Independence Day Jul 4 24/7 Closed Delayed
Labor Day Sep 7 24/7 Closed Delayed
Thanksgiving Nov 26 24/7 Closed Delayed
Christmas Dec 25 24/7 Closed Delayed

What to Do When Branches Are Closed

Schwab’s banking features work fully without a branch visit:

Task How to Do It
Check balance Schwab app — instant
Transfer money Schwab app → Transfer Money
Deposit a check Schwab app → Deposit
Initiate wire transfer schwab.com → Banking → Wire Transfers
Freeze debit card Schwab app → Banking → Cards → Lock Card
Dispute a charge Call 1-800-515-2157 (24/7) or app

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