Charles Schwab Bank’s phone support is available 24/7 at 1-800-515-2157. Branch offices (400+ nationwide) are open Monday–Friday, typically 8:00 AM–5:00 PM local time, with limited Saturday hours at some locations. The Schwab mobile app and online banking are available around the clock.
Schwab Hours at a Glance
| Service | Hours | Notes |
|---|---|---|
| Phone — 1-800-515-2157 | 24/7 | Banking + brokerage |
| Mobile app / Online banking | 24/7 | All banking functions |
| Branch offices (weekdays) | ~8:00 AM–5:00 PM local | Varies by location |
| Branch offices (Saturday) | 9:00 AM–2:00 PM (select) | Not all branches |
| Branch offices (Sunday) | Closed (most) | — |
| Federal holidays | Phone 24/7; branches may close | ACH may delay 1 day |
| ATMs (all partner machines) | 24/7 | Based on host retailer hours |
Branch Office Hours
Schwab’s 400+ offices are primarily investment consulting centers rather than traditional bank teller branches. Hours vary by location:
| Day | Typical Hours |
|---|---|
| Monday–Friday | 8:00 AM–5:00 PM local time |
| Saturday | 9:00 AM–2:00 PM (select locations) |
| Sunday | Closed |
| Federal holidays | Closed |
Important: Schwab branches are not traditional bank branches. Most do not offer cash teller services. For cash, use ATMs (Schwab reimburses all ATM fees globally) or deposit checks via the mobile app.
Find exact hours for your nearest branch at schwab.com/branch.
Holiday Schedule
| Holiday | 2026 Date | Phone | Branches | ACH |
|---|---|---|---|---|
| New Year’s Day | Jan 1 | 24/7 | Closed | Delayed |
| MLK Day | Jan 19 | 24/7 | Closed | Delayed |
| Presidents’ Day | Feb 16 | 24/7 | Closed | Delayed |
| Memorial Day | May 25 | 24/7 | Closed | Delayed |
| Independence Day | Jul 4 | 24/7 | Closed | Delayed |
| Labor Day | Sep 7 | 24/7 | Closed | Delayed |
| Thanksgiving | Nov 26 | 24/7 | Closed | Delayed |
| Christmas | Dec 25 | 24/7 | Closed | Delayed |
What to Do When Branches Are Closed
Schwab’s banking features work fully without a branch visit:
| Task | How to Do It |
|---|---|
| Check balance | Schwab app — instant |
| Transfer money | Schwab app → Transfer Money |
| Deposit a check | Schwab app → Deposit |
| Initiate wire transfer | schwab.com → Banking → Wire Transfers |
| Freeze debit card | Schwab app → Banking → Cards → Lock Card |
| Dispute a charge | Call 1-800-515-2157 (24/7) or app |
Related Guides
- Schwab customer service 2026 — 1-800-515-2157, 24/7, branch locations
- Schwab fees 2026 — $0 monthly, unlimited ATM reimbursement
- Schwab ATM limits 2026 — unlimited worldwide, daily limits
- Schwab routing number 2026 — 121202211, SWIFT CHASUS33
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