Chase Ultimate Rewards has 14 transfer partners in 2026 — 11 airlines and 3 hotels — and nearly all transfer at a 1:1 ratio (1,000 Chase points = 1,000 airline miles or hotel points). The ability to transfer points to these partners is what makes Chase’s Sapphire and Ink Preferred cards so valuable: a point worth 1¢ as cash back can be worth 1.5¢–3¢+ when transferred to the right program.
All Chase Ultimate Rewards Transfer Partners (2026)
Airline Partners
| Partner Program | Transfer Ratio | Transfer Speed | Best Use Case |
|---|---|---|---|
| United MileagePlus | 1:1 | Instant | Domestic economy, Star Alliance |
| Southwest Rapid Rewards | 1:1 | Instant | US domestic flights, no blackouts |
| British Airways Avios | 1:1 | Instant | Short-haul economy, Alaska flights |
| Air France/KLM Flying Blue | 1:1 | Instant | Transatlantic, SkyTeam awards |
| Singapore Airlines KrisFlyer | 1:1 | 1–2 days | Premium cabin long-haul |
| Iberia Plus | 1:1 | Instant | Transatlantic on Iberia metal |
| Aer Lingus AerClub | 1:1 | Instant | Dublin connections, BA partner |
| Emirates Skywards | 1:1 | 1–2 days | Emirates premium cabin |
| Air Canada Aeroplan | 1:1 | Instant | Star Alliance, no fuel surcharges |
| Virgin Atlantic Flying Club | 1:1 | Instant | Delta One, ANA premium cabin |
| JetBlue TrueBlue | 1:1 | Instant | US east coast, transatlantic JetBlue |
Hotel Partners
| Partner Program | Transfer Ratio | Transfer Speed | Best Use Case |
|---|---|---|---|
| World of Hyatt | 1:1 | 24–48 hours | High-end hotels at outsized value |
| Marriott Bonvoy | 1:1 | 24–48 hours | Wide property selection worldwide |
| IHG One Rewards | 1:1 | 24–48 hours | Holiday Inn, IHG properties |
Which Chase Cards Can Transfer to Partners?
Not all Chase cards unlock transfer capabilities.
| Card | Annual Fee | Transfer Partners Unlocked |
|---|---|---|
| Chase Sapphire Preferred | $95 | ✅ All 14 partners |
| Chase Sapphire Reserve | $550 | ✅ All 14 partners |
| Chase Ink Business Preferred | $95 | ✅ All 14 partners |
| Chase Freedom Unlimited | $0 | ❌ No (transfers only within Ultimate Rewards ecosystem) |
| Chase Freedom Flex | $0 | ❌ No (same as above) |
| Chase Freedom Rise | $0 | ❌ No |
| Chase Ink Business Cash | $0 | ❌ No (unless combined with Sapphire/Ink Preferred) |
| Chase Ink Business Unlimited | $0 | ❌ No (unless combined with Sapphire/Ink Preferred) |
Pro tip: Freedom card and Ink Cash/Unlimited points CAN be transferred to partners if you also hold a Sapphire or Ink Business Preferred card. Move Freedom points to your Sapphire account first, then transfer to partners from there. This lets you earn 5× points in Freedom categories and still access full transfer value.
How to Transfer Chase Points to a Partner
- Log in at ultimaterewards.com or the Chase mobile app
- Click “Use Points” → “Transfer to Travel Partners”
- Select your partner program and enter your loyalty account number
- Choose the number of points to transfer (minimum 1,000 points; must transfer in 1,000-point increments)
- Confirm — transfers are final and cannot be reversed
Verify your redemption availability and pricing in the partner program BEFORE transferring. Flight availability, hotel award nights, and partner program devaluations can change without notice.
Best Redemption Sweet Spots by Partner
World of Hyatt — Highest Overall Value
Hyatt’s award chart is among the most generous in the hotel industry. Key examples:
- Category 1–2 hotels: 3,500–8,000 points/night → rooms that cost $150–$250/night cash → value of 1.9¢–4.5¢ per point
- Category 4 hotels: 15,000 points/night → rooms that can exceed $350–$500/night in peak season → value up to 3¢+ per point
- All-inclusive resorts: Hyatt Ziva and Zilara properties can be redeemed at chart rates that represent exceptional value vs. cash prices
Example: 60,000 Chase points transferred to Hyatt → 4 nights at a Category 4 resort worth $1,400–$2,000 cash. That’s 2.3¢–3.3¢ per point, vs. 1¢ if cashed out.
United MileagePlus — Best for Star Alliance Domestic
United is the most straightforward airline redemption for US travelers.
- One-way domestic economy: 12,500–20,000 miles (no partner surcharges on United-operated flights)
- Saver economy to Europe: 30,000 miles one-way
- Business class to Europe (Star Alliance partner): 55,000 miles one-way (book via United, fly on Lufthansa/Swiss/Austrian)
Example: 60,000 miles → two round-trip domestic economy flights or one-way business class to Europe on a partner carrier.
British Airways Avios — Best for Short Flights
British Airways uses a distance-based chart — ideal for short routes where cash prices are disproportionately high.
- Flights under 1,151 miles: 7,500 Avios one-way in economy
- Perfect for US domestic segments (Boston–NYC–Washington, Chicago–Minneapolis), Alaska Airlines flights, and American Airlines short routes (Avios can book AA flights)
No fuel surcharges on Alaska Airlines and American Airlines awards booked with Avios. This makes it significantly cheaper than booking on British Airways’ own metal.
Air France/KLM Flying Blue — Best for Transatlantic Premium
Flying Blue has promo awards every month (10%–50% off selected routes).
- Business class to Europe during a promo month: 50,000–60,000 miles round-trip (vs. $3,000–$6,000 cash)
- These promos are announced monthly at flyingblue.com
Virgin Atlantic Flying Club — Best for Delta One and ANA
Virgin Atlantic awards on partner airlines (Delta and ANA) can be outstanding:
- Delta One (business class) to Europe: 50,000 miles round-trip
- ANA business class around the world: requires research but can yield 2¢–4¢ per mile value
Southwest Rapid Rewards — Simplest Redemption
Southwest awards are a flat 1.4¢–1.5¢ per point regardless of route. Not the highest value, but completely flexible: no blackout dates, no seat categories. Good for Southwest loyalists who prefer simplicity.
How to Maximize Your Chase Points
1. Pool points from multiple cards. Earn 5× on groceries (Freedom Flex rotating), 3× on dining (Sapphire Preferred), 1.5× on everything else (Freedom Unlimited), then transfer all points to Sapphire and move to partners.
2. Book premium cabin tickets. The biggest gap between cash price and point value is in business and first class. Transferring 60,000–100,000 points for a business class seat that costs $3,000–$6,000 cash produces the best cents-per-point value.
3. Don’t transfer speculatively. Points in your Chase account don’t expire. Transfer only when you have a confirmed itinerary or booking window.
4. Check for Hyatt before booking any hotel. Even if you prefer cash back, comparing the Hyatt award rate against the cash price is worth a few minutes — the math often favors points.
Related Reading
- Best Travel Credit Cards 2026
- Best Credit Card Sign-Up Bonuses 2026
- Delta SkyMiles Value — What Are Miles Worth?
- American Airlines Miles Value 2026
- Marriott Bonvoy Points Value 2026
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