Cleveland, Ohio has a cost of living approximately 10% below the national average, making it one of the most affordable major cities in the United States.

For the full framework and comparison workflow, use the Cost of Living hub.

Quick Answer: Cleveland Cost of Living

Category Cleveland US Average Difference
Overall 90 100 -10%
Housing 68 100 -32%
Groceries 97 100 -3%
Utilities 96 100 -4%
Transportation 97 100 -3%
Healthcare 100 100 0%

Index: 100 = national average

Cleveland Housing Costs

Housing Type Monthly Cost
1-bedroom apartment (city center) $1,100-$1,500
1-bedroom apartment (outside center) $800-$1,100
2-bedroom apartment (city center) $1,400-$1,900
2-bedroom apartment (outside center) $1,000-$1,400
Median home price $185,000
Median rent $1,050

Cleveland Neighborhood Comparison

Neighborhood 1BR Rent Median Home Character
Downtown $1,300-$1,700 $250,000+ Urban, new development
Tremont $1,200-$1,600 $280,000 Artsy, restaurants
Ohio City $1,200-$1,600 $300,000 West Side Market, breweries
University Circle $1,100-$1,500 $350,000 Museums, Case Western
Lakewood $1,000-$1,400 $250,000 Walkable, diverse
Rocky River $1,300-$1,700 $350,000 Suburban, waterfront
Shaker Heights $1,200-$1,600 $280,000 Historic, good schools
Beachwood $1,400-$1,800 $400,000 Upscale, shopping

Monthly Expenses Breakdown

Expense Single Person Couple Family of 4
Rent (avg) $1,100 $1,400 $1,700
Utilities $125 $155 $190
Groceries $340 $580 $850
Transportation $290 $430 $530
Healthcare $210 $400 $620
Entertainment $160 $280 $420
Total $2,225 $3,245 $4,310

Salary Needed to Live in Cleveland

Lifestyle Single Couple Family of 4
Survival minimum $30,000 $45,000 $60,000
Comfortable $48,000 $75,000 $95,000
Living well $70,000+ $105,000+ $135,000+

Cleveland vs Other Cities

City Cost Index vs Cleveland
Cleveland 90
Cincinnati 92 +2%
Columbus 95 +6%
Pittsburgh 93 +3%
Detroit 88 -2%
Indianapolis 91 +1%
Chicago 107 +19%

Cleveland Income and Employment

Metric Value
Median household income $35,000
Average salary $52,000
Unemployment rate 5.5%
Top employer Cleveland Clinic

Top Industries in Cleveland

Industry Major Employers
Healthcare Cleveland Clinic, University Hospitals
Finance KeyBank, Progressive
Manufacturing Sherwin-Williams, Lincoln Electric
Education Case Western Reserve
Legal Jones Day (headquarters)

Cleveland Taxes

Tax Type Rate
Ohio state income tax 0%-3.75%
Cleveland city income tax 2.5%
Sales tax 8% (Cuyahoga County)
Property tax rate 2.3%

Is Cleveland a Good Place to Live?

Pros:

  • Extremely affordable housing
  • World-class healthcare (Cleveland Clinic)
  • Cultural institutions (museums, orchestra)
  • Great food scene
  • Lake Erie waterfront

Cons:

  • Cold, snowy winters
  • Higher city income tax
  • Declining population in some areas
  • Some neighborhoods struggling

WealthVieu
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