Seniors 55 and older have access to hundreds of discounts at restaurants, grocery stores, retailers, hotels, and more — but most go unclaimed because businesses don’t advertise them. The key rule: always ask before you pay, regardless of whether a sign is posted.

Company Discount Eligibility
Amazon Prime Over 50% off membership (normally $139) SSI, SNAP, or other government assistance recipient
Kohl’s 15% off 60+; Wednesdays only
Ross Dress for Less 10% off 55+; Tuesdays only
Michael’s 10% off 55+ with Michaels Rewards account
Goodwill 10–30% off Varies by age and location
Rite Aid Exclusive offers and loyalty points 65+; first Wednesday of each month
Valvoline 15% off oil changes AARP member
Walmart Plus $40 off yearly membership (reg. $98); or 50% off AARP member; or SSI/SNAP/government assistance
National Parks Pass $80 lifetime pass 62+
Amtrak 10% off most rail fares 65+
Hertz Up to 20% off 50+
Avis / Budget Up to 35% off Pay Now rates AARP member
AT&T Starting at $35/line (2 lines) or $40 (1 line) 55+
T-Mobile $45 for 1 line or $60 for 2 lines 55+

Senior Discount Age Thresholds

Age What Opens Up
50+ AARP membership; Hertz car rental discount
55+ Most restaurant and retail discounts; Ross, Kohl’s, Michael’s; AT&T and T-Mobile senior plans
60+ Kohl’s Senior Day; El Pollo Loco; Harris Teeter grocery
62+ National Senior Pass (national parks); Captain D’s Senior Day
65+ Rite Aid senior day; Amtrak 10%; American and United airline senior fares; Gristedes/New Seasons grocery
65+ Medicare enrollment

Restaurant Senior Discounts

Always ask your server or cashier — most restaurant senior discounts are not posted. Franchise locations set their own participation policies; a location in one city may participate while another does not.

Restaurant Discount Eligibility Notes
Back Yard Burgers 20% off every day; free Classic Burger on Veterans Day Active duty military or veteran
Bonefish Grill 10% off food and nonalcoholic beverages AARP member Does not apply to delivery or catering
Bubba Gump Shrimp 10% off food and nonalcoholic beverages AARP member
Captain D’s Discounted senior menu; meals from $4.49 including drinks on Senior Day 62+ for senior menu; 55+ general; 62+ for Senior Day Senior Day is Sundays and Wednesdays (varies by location)
Carrabba’s Italian Grill 10% off food and nonalcoholic beverages AARP member Does not apply to delivery or catering
Chart House 10% off food and nonalcoholic beverages AARP member
Chick-fil-A Varies by location Senior or veteran Check your local location
Chili’s 10% off 55+
CiCi’s Pizza Varies by individual restaurant Senior or military Ask your location
Country Kitchen Discount amount not listed Thursdays only Call 843-537-3662 for full menu
Dairy Queen 10% off Mondays only Does not apply to cakes or take-home novelty bags
Denny’s 15% off (max $10); discounted senior menu AARP member for 15% off; 55+ for senior menu
Einstein’s Bagels Varies by location Senior or military Available in-bakery only at some locations
El Pollo Loco 10% off 60+
Fazoli’s Discounted senior menu 62+
Fuddrucker’s $6.99 for a Senior Platter 55+; Tuesdays only
IHOP Discounted senior menu 55+
Landry’s Seafood 10% off food and nonalcoholic beverages AARP member
McCormick & Schmick’s 10% off food and beverages (excluding alcohol) AARP member
McDonald’s Varies by location Senior, military, or veteran Franchise-dependent; ask your location
Moe’s Southwest Grill 10% off in-store, in-app, and online orders AARP member
The Oceanaire Seafood Room 10% off food and beverages (excluding alcohol) AARP member
Outback Steakhouse 10% off food and beverages (excluding alcohol) AARP member or veteran
Papa John’s Pizza 20% off online orders AARP member Applies to regular prices
Rainforest Cafe 10% off food and nonalcoholic beverages AARP member
Red Lobster 10–15% off 55+
SaltGrass Steakhouse 10% off food and nonalcoholic beverages AARP member
Shoney’s of Knoxville Discount amount not listed Golden Age Club member; 60+
The Old Spaghetti Factory 10% off up to $100 (excludes alcohol) Military, police, firefighters (active-duty and retired); Tuesdays only Dine-in only
Village Inn 10% off 55+

Grocery Store Senior Discounts

Many grocery senior discounts require you to sign up for a loyalty card and activate a “senior status” before the discount applies. Call ahead or ask at the customer service desk.

Store Discount Eligibility Day
DeCicco Family Markets Varies by location (often 5%) 62+; must activate Preferred Shopper Card for Senior Status Wednesdays
Fred Meyer 10% 55+ First Tuesday of each month
Fry’s Food Stores 10% 55+ First Wednesday of each month
Gristedes Supermarket 10% 65+ Every Tuesday
Harris Teeter 5% (excludes fuel, pharmacy, tickets, gift cards) 60+ Every Thursday
Hy-Vee 5% 55+ Thursdays
New Seasons 10% 65+ Every Wednesday
Piggly-Wiggly 5% (excludes alcohol and tobacco) 60+
Uncle Giuseppe’s Marketplace 5% 65+ Wednesdays

Retail Senior Discounts

Retailer Discount Eligibility Notes
Belk 5% off 62+ or retired military; Tuesdays only
Clarks 10% off 55+
Goodwill 25% off one day per week 55+ Day varies by location
Kohl’s 15% off 60+; Wednesdays only “Senior Day” — one of the most reliable recurring retail discounts
Michael’s 10% off 55+ with Michaels Rewards account
Rite Aid Exclusive offers and loyalty points on all purchases 65+; first Wednesday of each month
Ross Dress for Less 10% off 55+; Tuesdays only
The Salvation Army Thrift Stores 10% off (varies by location) Age not specified
Valvoline 15% off drive-thru oil changes AARP member
Walgreens Varies; e.g., 20% off eligible items myWalgreens member Check current offers in the app

General Merchandise and Membership Discounts

Company Discount Eligibility
Amazon Prime Over 50% off membership SSI, SNAP, or other government assistance recipient
Walmart Plus $40 off yearly membership (reg. $98) AARP member
Walmart Plus 50% off yearly membership SSI, SNAP, or other government assistance recipient
CVS.com 20% off + free shipping on online orders Active duty or retired military or immediate family; must be WeSalute+ subscriber
Home Depot 10% off Active duty or retired military with honorable status, or spouse
Lowe’s 10% off + free standard shipping Active duty or retired military or spouse

Travel Senior Discounts

Airlines

Senior airfare discounts are not always listed on airline websites. Call the airline directly or search the booking site’s senior fare option.

Airline Discount Age
American Airlines Various discounts up to 50% off 65+
Delta Amount not listed Available in certain markets only; not available on Delta website
United Airlines Discounted senior fares on select destinations 65+

Note: British Airways previously offered AARP-member discounts with a booking deadline of January 31, 2026. That offer has now expired. Check ba.com or AARP for any current offers.

Car Rentals

Company Discount Eligibility
Avis Up to 35% off Pay Now or 30% off Pay Later rates AARP member; participating locations
Budget Rent-A-Car Up to 35% off Pay Now or 30% off Pay Later rates AARP member; participating locations
Hertz Up to 20% off base rates 50+
Payless 5% off + free upgrade + free additional driver AARP member

Hotels

Hotel / Chain Discount Eligibility Notes
Best Western Varies 55+ Not available at all locations
Cambria Suites 10% off AARP member Must book through Choice Hotels; not all locations
Candlewood Suites (IHG) Amount not listed 62+ Best Flex Rate or 3 days advance; participating hotels
Clarion Hotels (Choice) 10% off 60+ or AARP member Must make advance reservations
Comfort Inn (Choice) 10% off 60+ or AARP member Must make advance reservations
Comfort Suites (Choice) 10% off 60+ or AARP member Must make advance reservations
Crowne Plaza (IHG) Amount not listed 62+ Best Flex Rate or 3 days advance; participating hotels
Days Inn (Wyndham) Amount not listed 60+ Participating locations; Best Available Rate
Howard Johnson (Wyndham) Amount not listed 60+ Participating locations; Best Available Rate
Hyatt 20% off or 5,000 World of Hyatt points Qualifying senior offer
Knights Inn 10% off 55+ Must book online; not in every city
La Quinta Inn (Wyndham) Amount not listed 60+ Participating locations; Best Available Rate
Marriott Amount not listed 62+ Up to 2 rooms per night; subject to availability
Motel 6 10% off best available rate AARP member
Sleep Inn (Choice) 10% off 60+ or AARP member Must make reservations in advance
Super 8 (Wyndham) Amount varies 60+ Participating locations; Best Available Rate
Travelodge (Wyndham) Amount varies 60+ Participating locations; Best Available Rate
Wyndham Hotels Amount varies 60+ Participating locations; Best Available Rate

Other Travel Discounts

Company / Program Discount Eligibility
National Parks Senior Pass $80 + $10 processing fee — lifetime pass to all national parks and federal lands + 50% off camping at 2,000+ sites 62+
Amtrak 10% off most rail fares 65+; applies to most fares, not Acela Business/First Class or sleeping accommodations
Greyhound 10% off select fares Active or retired US military; WeSalute member; must purchase online

The National Parks Senior Pass is one of the best financial deals in the country. A one-time $80 purchase grants lifetime access to all national parks (standard entry is $35 per vehicle) plus 50% off camping at more than 2,000 federal recreation sites. Purchase at any national park entrance or at recreation.gov.

Prescription Drug Discounts

Program Savings Eligibility
AARP Prescription Discount Card (OptumRx) Up to 61% off medications AARP member ($12/year)
GoodRx 10–80% off retail price Anyone; no age or membership requirement
Medicare Extra Help (LIS) Up to $7,000+/year on Part D costs Low-income Medicare beneficiaries

Medical Alert Discounts

Company Discount Eligibility
Consumer Cellular 5% off IRIS Ally monthly subscription AARP member
Lifeline 15% off medical alert service + free shipping + free activation AARP member

Cell Phone Senior Discounts

Carrier Plan Eligibility
AT&T Starting at $35/line for 2 lines or $40 for 1 line (unlimited) 55+
Consumer Cellular 2 lines for $55/month; 30% off select accessories AARP member
T-Mobile $45 for 1 line per month or $60 for 2 lines per month 55+
Verizon $62 for 1 line or $84 for 2 lines per month 55+; currently limited to Florida residents

Cell phone senior plans can save $20–$50 per month compared to standard plans. AT&T, T-Mobile, and Verizon all offer senior pricing for customers 55 and older. Compare against your current plan — even a $20/month saving adds up to $240 per year.

Property Tax Relief Programs

Property tax relief is the most underutilized high-value senior benefit. Most programs require an application — exemptions are never applied automatically. Contact your county tax assessor’s office to ask specifically about:

  • Senior homestead exemption
  • Property tax freeze or circuit-breaker credit
  • Income-based assessment reduction

Common programs include Texas’s school district tax freeze (can save $1,500–$4,000/year), New York’s ENHANCED STAR program (up to $6,000/year), and Florida’s senior exemptions. Programs vary significantly by state and county.

Utility Assistance Programs

Program Benefit How to Apply
LIHEAP Heating and cooling bill assistance ACF.HHS.gov/LIHEAP
Weatherization Assistance Program Free home insulation and efficiency upgrades Energy.gov/WAP
Lifeline (phone/internet) $9.25/month discount on phone or broadband LifelineSupport.org
Utility senior rate programs 15–30% off electric or gas bills Call your utility and ask

How to Claim Every Discount You’re Entitled To

  1. Ask at every restaurant before you order — “Do you have a senior discount?” Most chains that participate don’t post it.
  2. At retail, ask before checkout — Tell the cashier before the transaction is rung up.
  3. For travel, check AARP rates alongside Expedia and Google — aarp.org/benefits-discounts aggregates hotel, car, and travel deals.
  4. Apply for property tax relief — Call your county assessor, ask about senior programs, and file the paperwork once. Savings are annual.
  5. Check your grocery store’s loyalty card — Many grocery discounts require activating “senior status” on your shopper card.
  6. Use BenefitsCheckUp.org — Free tool that screens for all state and federal programs you qualify for based on ZIP code, age, and income.
  7. Review Medicare Extra Help eligibility — Even if you’re slightly above the income threshold, your state may have a higher-cutoff program.

See the AARP benefits guide and protecting seniors from scams for more on maximizing retirement benefits while staying safe.

WealthVieu
Written by WealthVieu

WealthVieu researches and writes data-driven personal finance guides using primary sources including the IRS, Bureau of Labor Statistics, Federal Reserve, and Census Bureau.

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