Wells Fargo’s most common routing number is 121042882 (California, used in 10+ states), and its domestic wire transfer routing number is 121000248 for all states. The correct routing number for ACH transactions — direct deposit, bill pay, Venmo, and Zelle — depends on the state where you opened your account. Wells Fargo is the third-largest bank in the United States and maintains over 50 unique routing numbers across the country due to decades of bank acquisitions.
Wells Fargo Routing Numbers by State
Use the routing number for the state where you opened your Wells Fargo account. Your routing number does not change if you move to a different state.
| State | Routing Number |
|---|---|
| Alabama | 062000080 |
| Alaska | 125200057 |
| Arizona | 122105278 |
| Arkansas | 111900659 |
| California | 121042882 |
| Colorado | 102000076 |
| Connecticut | 021101108 |
| Delaware | 031100869 |
| District of Columbia | 054001220 |
| Florida | 063107513 |
| Georgia | 061000227 |
| Hawaii | 121042882 |
| Idaho | 124103799 |
| Illinois | 071101307 |
| Indiana | 074900275 |
| Iowa | 073000228 |
| Kansas | 101089292 |
| Kentucky | 121042882 |
| Louisiana | 121042882 |
| Maine | 121042882 |
| Maryland | 055003201 |
| Massachusetts | 121042882 |
| Michigan | 091101455 |
| Minnesota | 091000019 |
| Mississippi | 062203751 |
| Missouri | 113105449 |
| Montana | 092905278 |
| Nebraska | 104000058 |
| Nevada | 321270742 |
| New Hampshire | 121042882 |
| New Jersey | 021200025 |
| New Mexico | 107002192 |
| New York | 026012881 |
| North Carolina | 053000219 |
| North Dakota | 091300010 |
| Ohio | 041215537 |
| Oklahoma | 121042882 |
| Oregon | 123006800 |
| Pennsylvania | 031000503 |
| Rhode Island | 121042882 |
| South Carolina | 053207766 |
| South Dakota | 091400046 |
| Tennessee | 064003768 |
| Texas | 111900659 |
| Texas (El Paso) | 112000066 |
| Utah | 124002971 |
| Vermont | 121042882 |
| Virginia | 051400549 |
| Washington | 125008547 |
| West Virginia | 121042882 |
| Wisconsin | 075911988 |
| Wyoming | 102301092 |
Several states — including Hawaii, Kentucky, Louisiana, Maine, Massachusetts, New Hampshire, Oklahoma, Rhode Island, Vermont, and West Virginia — share the California routing number 121042882. This is Wells Fargo’s primary number, used in states where the bank didn’t acquire a pre-existing regional institution.
Texas: Two Routing Numbers
Texas is the only state where Wells Fargo maintains two separate routing numbers based on your location within the state.
| Region | Routing Number |
|---|---|
| Texas (most of the state) | 111900659 |
| Texas (El Paso area) | 112000066 |
The El Paso routing number exists because Wells Fargo acquired a different regional bank in the El Paso market than in the rest of Texas. If you’re not sure which applies to you, check your Wells Fargo checks or the mobile app.
Wells Fargo Wire Transfer Routing Number
Wells Fargo uses a dedicated wire transfer routing number that’s different from the ACH routing numbers listed above. This single number applies to all states.
| Transfer Type | Routing Number |
|---|---|
| Domestic wire transfer | 121000248 |
| ACH / direct deposit | State-specific (see table above) |
| International wire (SWIFT code) | WFBIUS6S |
For receiving an international wire transfer at Wells Fargo, provide:
| Information | Details |
|---|---|
| SWIFT/BIC code | WFBIUS6S |
| Bank name | Wells Fargo Bank, N.A. |
| Bank address | 420 Montgomery St, San Francisco, CA 94104 |
| Your account number | Your Wells Fargo account number |
| Your name and address | As it appears on your account |
Wells Fargo charges $15 for incoming domestic wires and $16 for incoming international wires for most accounts. See the Wells Fargo fees guide for complete fee information.
How to Find Your Wells Fargo Routing Number
The fastest method is the Wells Fargo mobile app — your routing and account numbers appear under “Account details” in under 30 seconds. The check method is reliable if you have a physical checkbook but requires knowing that the routing number is the first 9-digit number at the bottom left, not the longer account number in the middle. If your account was opened more than a decade ago at a bank later acquired by Wells Fargo (like Wachovia), always verify your number against the state table above rather than relying on memory — legacy routing numbers from acquired banks are still valid and in active use.
1. Wells Fargo Mobile App
Open the app → tap your account → select “Account details.” Your routing number and account number are both displayed.
2. Wells Fargo Online Banking
Log in at wellsfargo.com → click your account → select “Account summary” → routing number is listed in account details.
3. On a Wells Fargo Check
The first 9 digits on the bottom-left corner of your check are the routing number. The middle set of digits is your account number.
4. Customer Service
Call 1-800-869-3557 and a representative can look up your routing number after verifying your identity.
ACH vs. Wire Transfer: Which Number to Use
| Transaction | Which Number |
|---|---|
| Employer direct deposit | State-specific ACH number |
| Tax refund via direct deposit | State-specific ACH number |
| Automatic bill pay / autopay | State-specific ACH number |
| Linking to Venmo, PayPal, Zelle | State-specific ACH number |
| Sending a domestic wire | 121000248 |
| Receiving a domestic wire | 121000248 |
| International wire | SWIFT: WFBIUS6S |
The distinction matters because ACH and wire transfers move through different banking networks. ACH transfers (including direct deposit) are processed in batches and take 1-3 business days. Wire transfers are processed individually, often same-day, and require the dedicated wire routing number.
Why Does Wells Fargo Have So Many Routing Numbers?
Wells Fargo’s collection of routing numbers reflects decades of bank acquisitions. Some of the most significant mergers that contributed routing numbers still used today:
| Acquired Bank | Year | States Affected |
|---|---|---|
| Norwest Corporation | 1998 | Midwest (MN, IA, NE, SD, ND) |
| Wachovia | 2008 | Southeast (NC, SC, GA, VA, FL) |
| First Interstate Bancorp | 1996 | Western states (MT, WY, ID) |
The Wachovia acquisition was particularly significant — it gave Wells Fargo its East Coast presence and the routing numbers for states like North Carolina (053000219), Virginia (051400549), and others. Customers from these legacy banks kept their original routing numbers.
Bottom Line
For most everyday transactions — direct deposit, autopay, linking apps — use the state-specific ACH routing number from the table above. For wire transfers, always use 121000248 regardless of your state. When in doubt, verify in the Wells Fargo mobile app before submitting any payment setup, since using the wrong number can delay or reject your transaction.
| Question | Answer |
|---|---|
| How many routing numbers does Wells Fargo have? | 50+ (one or more per state) |
| Wire transfer routing number | 121000248 (all states) |
| SWIFT code | WFBIUS6S |
| Most common routing number | 121042882 (California, used in 10+ states) |
| Does it change if I move? | No — tied to where you opened the account |
| Best way to verify | Wells Fargo app → Account details |
Related Guides
- Routing Numbers by Bank: Complete List
- What Is a Routing Number?
- Routing Number vs Account Number
- Wells Fargo Fees
- Wells Fargo Minimum Balance
- Wells Fargo vs Chase
- Wire Transfer Fees by Bank
- Wire Transfer Times
- Biggest Banks in America
- Best Checking Accounts
The content on Wealthvieu is for informational purposes only and should not be considered financial, tax, or investment advice. Consult a qualified professional before making financial decisions. Full disclaimer · Editorial policy