Axos Bank’s mobile deposit limit is $20,000 per business day — four times higher than the $5,000/day standard at most banks. The 30-day rolling limit is $60,000. There are no fees for mobile check deposits.
Axos Bank Mobile Deposit Summary
| Detail | Limit |
|---|---|
| Daily limit | $20,000 |
| 30-day rolling limit | $60,000 |
| Cutoff time | ~4:00 PM PT / 7:00 PM ET |
| Fee | $0 |
| Minimum availability | $225 (same day) |
Mobile Deposit Comparison
| Bank | Daily Limit | Notes |
|---|---|---|
| Axos | $20,000 | Highest standard limit |
| Chase | Up to $25,000 | Varies by account |
| Ally | $50,000 | High limit online bank |
| Schwab | $100,000 | Very high for cash mgmt |
| Citizens | $5,000 | Standard regional bank |
| Huntington | $5,000 | Standard regional bank |
| Regions | $5,000 | Standard regional bank |
Axos’s $20,000/day limit is industry-high for a standard checking account — useful for business owners, freelancers, and real estate investors who regularly deposit large checks.
How to Make an Axos Mobile Deposit
- Open the Axos mobile app
- Tap Deposit → Mobile Check Deposit
- Select your account
- Enter the check amount
- Photograph front (and back — endorse with signature)
- Submit and note confirmation
- Write “Mobile Deposit — [date] — Axos” on check and retain 14 days
Related Guides
- Axos Bank transfer limit 2026 — ACH, wire limits
- Axos Bank fees 2026 — $0 monthly, unlimited ATM reimbursement
- Axos Bank customer service 2026 — 24/7 phone support
- Axos Bank routing number 2026 — 122287251
The content on Wealthvieu is for informational purposes only and should not be considered financial, tax, or investment advice. Consult a qualified professional before making financial decisions. Full disclaimer · Editorial policy