What is Huntington Bank's ATM withdrawal limit?

Huntington Bank's standard daily ATM withdrawal limit is $400. This applies to cash withdrawals using your Huntington debit card. Platinum Perks or other premium accounts may have higher limits. Call 1-800-480-2265 to request a temporary or permanent increase.

Does Huntington Bank charge ATM fees?

Huntington Bank does not charge fees at its own ~1,800 ATMs or at Allpoint network ATMs (55,000+ nationwide). Huntington charges $3.50 for each out-of-network ATM withdrawal. The ATM operator may charge an additional surcharge.

How many ATMs does Huntington Bank have?

Huntington Bank operates approximately 1,800 branded ATMs across its 15-state Midwest and Southeast footprint. Through the Allpoint network, all Huntington customers can access 55,000+ additional fee-free ATMs at major retailers nationwide.

Huntington Bank ATM Limit 2026: Daily Limits, Network & OON Fees

Huntington Bank’s standard daily ATM withdrawal limit is $400. Huntington operates ~1,800 branded ATMs and participates in the Allpoint network (55,000+ fee-free ATMs). Out-of-network withdrawals cost $3.50 per transaction plus any operator surcharge.

Huntington Bank ATM Details

Detail	Amount
Standard daily ATM limit	$400
Daily debit purchase limit	~$2,500
Huntington-owned ATMs	~1,800
Allpoint network ATMs	55,000+
In-network fee	$0
OON fee (Huntington charges)	$3.50
OON operator surcharge	$2.50–$4.00 additional
International ATM fee	3% + $3.50

Where to Find Fee-Free Huntington ATMs

Huntington-branded ATMs (~1,800): Available at Huntington branch locations across 15 states. Use huntington.com/branch-atm-locator.

Allpoint network (55,000+):

CVS, Walgreens, Rite Aid, Target, Costco, Dollar General
No fee for Huntington debit card holders
Find via allpointnetwork.com or the Huntington app

How to Increase Your ATM Limit

The $400 standard limit is lower than many competing banks. Options to increase:

Method	Notes
Call 1-800-480-2265	Request temporary (24–48 hr) or permanent increase
Branch visit	Speak with a banker in person
Premium account	Platinum Perks Checking may carry higher default limit

Increases to $800–$1,500/day are typically available for established accounts in good standing.

ATM Limit Comparison: Huntington vs Midwest Competitors

Bank	Daily ATM Limit	OON Fee
Huntington	$400	$3.50
Fifth Third	$810	$3.50
Regions	$808	$3.00
Citizens	$500	$3.00
Chase	$500–$3,000	$3.00
Wells Fargo	$300–$1,500	$2.50

Huntington’s $400 default limit is the lowest on this list — customers needing larger daily cash access should request an increase.

Huntington Bank fees 2026 — $0 monthly, 24-Hour Grace, $3.50 OON ATM
Huntington Bank transfer limit 2026 — Zelle, ACH, wire
Huntington Bank hours 2026 — branch and phone hours
Huntington Bank vs Fifth Third 2026 — ATM and fee comparison

Written by WealthVieu

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