Huntington Bank supports Zelle with a $2,500/day limit. ACH external transfers are limited to ~$5,000/day. Outgoing domestic wires cost $25, but unusually, incoming wires at Huntington are free — most banks charge $15. Incoming Zelle has no stated limit.
Huntington Transfer Limits Summary
| Transfer Type | Daily Limit | 30-Day Limit | Fee |
|---|---|---|---|
| Zelle (send) | $2,500 | $5,000 | $0 |
| Zelle (receive) | No limit | No limit | $0 |
| ACH outbound | $5,000 | Varies | $0 |
| ACH inbound | $5,000 | Varies | $0 |
| Domestic wire (outgoing) | Balance-limited | — | $25 |
| Domestic wire (incoming) | No limit | — | $0 |
| International wire (outgoing) | Business hours | — | $40 |
| International wire (incoming) | No limit | — | $0 |
Zelle at Huntington Bank
Huntington is a Zelle network participant. Key Zelle facts:
- Sending limit: $2,500/day, $5,000/30 days
- Receiving: No stated limit
- Speed: Minutes for enrolled recipients
- Fee: Free
- Setup: Open Huntington app → Zelle → register phone/email
Huntington’s $2,500/day Zelle limit is significantly higher than Regions ($500/day) and comparable to Wells Fargo ($3,500/day).
ACH External Transfers
| Detail | Amount |
|---|---|
| Outbound daily limit | $5,000 |
| Inbound daily limit | $5,000 |
| Transfer time | 1–3 business days |
| Fee | $0 |
Initiate via huntington.com → Transfers → External Account after linking an external bank.
Wire Transfers: Free Incoming is Noteworthy
| Wire Type | Fee |
|---|---|
| Outgoing domestic | $25 |
| Incoming domestic | $0 |
| Outgoing international | $40 |
| Incoming international | $0 |
Huntington’s $0 incoming wire fee is a differentiator — most banks (Regions, Wells Fargo, Chase) charge $15 for incoming domestic wires. Frequent wire recipients save meaningfully with Huntington.
Related Guides
- Huntington Bank fees 2026 — $0 monthly, overdraft, OON ATM
- Huntington Bank routing number 2026 — 044000024, needed for ACH/wires
- Huntington Bank mobile deposit limit 2026 — $5,000/day
- Huntington Bank vs Fifth Third 2026 — transfer limit comparison
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