Huntington Bank’s standard mobile deposit limit is $5,000 per day. Deposits submitted before the 10:00 PM ET cutoff on a business day are typically available the next morning. Mobile deposits are free with no transaction limits on number of deposits.
Huntington Bank Mobile Deposit Limits
| Detail | Amount |
|---|---|
| Daily mobile deposit limit | $5,000 |
| Mobile deposit fee | $0 |
| Cutoff time | ~10:00 PM ET |
| Availability (standard) | Next business day |
| Availability (first $225) | May be immediate/next day |
Deposit Availability Timeline
| When Deposited | When Available |
|---|---|
| Before 10 PM ET (business day) | Next business day morning |
| After 10 PM ET | 2nd business day |
| Weekend or holiday | Next business day |
| Check > $5,525 | First $225 next day; remainder 2–5 days |
How to Mobile Deposit at Huntington
- Open the Huntington app → Log in
- Tap Deposit from the menu
- Select the account to receive the funds
- Enter the check amount
- Endorse the back of the check: write “For Huntington Mobile Deposit Only”
- Photograph the front and back of the check clearly
- Review and submit
After confirmation, retain the check for 14 days before destroying it.
Huntington Mobile Deposit vs Competitors
| Bank | Daily Mobile Deposit Limit |
|---|---|
| Huntington | $5,000 |
| Regions | $5,000 |
| Fifth Third | $5,000 |
| Citizens | $5,000 |
| Chase | Up to $10,000 |
| Ally | $50,000 |
Related Guides
- Huntington Bank transfer limit 2026 — Zelle, ACH, wire
- Huntington Bank hours 2026 — branch and phone hours
- Huntington Bank fees 2026 — $0 monthly, 24-Hour Grace
- Huntington Bank routing number 2026 — 044000024
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