The Robinhood Cash Card is a free Visa debit card with weekly cashback offers, Allpoint ATM access, and a $510/day ATM limit. Here is everything you need to know for 2026.

Robinhood Cash Card at a Glance

Feature Details
Card type Visa debit
Issuer Coastal Community Bank
Monthly fee $0
Annual fee $0
Base cashback 0% (weekly offers only)
Weekly cashback offers 3–10% at select merchants
ATM limit (daily) $510
ATM fee reimbursement 1x/month (unlimited with Gold)
Free ATM network Allpoint (55,000+ ATMs)
Contactless Yes
FDIC insured Yes (Coastal Community Bank)

How Weekly Cashback Offers Work

Each week, Robinhood releases a new set of merchant-specific cashback offers:

  • Open the Robinhood app → Cash Card → Offers
  • Review available deals (e.g., “8% back at Chipotle,” “5% back at Amazon”)
  • No activation needed — simply pay with the Cash Card at the merchant
  • Cashback is deposited to your spending account within a few days
  • Offers expire and rotate weekly — new offers every Monday

This is an offer-based system, not a fixed rate. Unlike the Venmo Debit Card (1–3% automatic on top categories), Robinhood Cash Card earns 0% on purchases that fall outside an active weekly offer.

ATM Access and Limits

ATM type Fee
Allpoint (55,000+ ATMs) Free
Non-network ATM $2.50 Robinhood fee + operator surcharge
Non-network fee reimbursement 1x/month (standard) / Unlimited (Gold)
Daily ATM limit $510

Find Allpoint ATMs at allpoint.com or in the Robinhood app.

Auto-Invest with Direct Deposit

A standout Robinhood Cash Card feature: Round-Ups and Auto-Invest.

  • Round-Ups — spare change from every purchase rounds up and auto-invests into stocks or ETFs you select
  • Direct deposit auto-invest — you can set a percentage of every paycheck to automatically invest in your Robinhood portfolio

No other major debit card offers direct-to-stock auto-investing from daily spending.

Robinhood Cash Card vs Competitors

Feature Robinhood Cash Card Venmo Debit Cash App Cash Card
Network Visa Mastercard Visa
Monthly fee $0 $0 $0
Base cashback 0% 1–3% auto Boosts
Offer-based cashback Weekly (3–10%) No Yes (Boosts)
ATM limit $510 $400 $250–$1,000
Free ATM network Allpoint MoneyPass With DD
Auto-invest Yes No No

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Written by WealthVieu

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