Robinhood’s routing number for the Cash Card spending account is 101019644 (Coastal Community Bank). Here is everything you need for direct deposit and ACH transfers in 2026.
Robinhood Routing Number Details
| Detail | Information |
|---|---|
| Routing number | 101019644 |
| Banking partner | Coastal Community Bank |
| Account type | Cash Card spending account |
| Brokerage account routing | N/A — separate system |
| Early direct deposit | Up to 2 days early |
Note: This routing number applies only to the Robinhood Cash Card spending account — not to your standard brokerage investment account. ACH withdrawals from your brokerage use a different internal system (accessed via the app’s transfer interface).
How to Find Your Account Number
- Open the Robinhood app
- Tap the Account icon (bottom right)
- Tap Spending (Cash Card section)
- Tap Routing & Account Numbers
- Authenticate with biometrics or PIN
- Your routing number and account number appear — tap to copy
You must have the Robinhood Cash Card activated to access these numbers. If you have not applied for a Cash Card, go to Account → Spending → Get Cash Card.
Setting Up Direct Deposit at Robinhood
- Get your routing number (101019644) and account number from the app
- Provide them to your employer’s payroll or HR department
- Select Checking as the account type on payroll forms
- Allow 1–2 pay cycles for the change to take effect
For government benefits (SSA): Visit ssa.gov → Update Payment → enter routing 101019644 and your account number.
Early Direct Deposit
Robinhood Cash Card offers early direct deposit:
- Payroll: Up to 2 days early
- Government benefits: Up to 2 days early (some up to 4 days)
Availability depends on when your employer submits the ACH file to their bank.
Robinhood Cash Card vs Competitors for Direct Deposit
| Feature | Robinhood | Cash App | Venmo |
|---|---|---|---|
| Routing number | 101019644 | 073923033 | 021214891 |
| Banking partner | Coastal Community | Sutton Bank | Bancorp |
| Early deposit | Up to 2 days | Up to 2 days | Up to 2 days |
| Investing with direct deposit | Yes (auto-invest) | Limited | No |
Robinhood’s unique angle: you can set a portion of every direct deposit to auto-invest in stocks or ETFs of your choice — no manual transfers needed.
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