Synchrony Bank’s routing number is 021213591. This single number is used nationwide for ACH transfers, direct deposit, and incoming wire transfers.
Synchrony Bank Routing Number
| Detail | Information |
|---|---|
| ABA routing number | 021213591 |
| Bank name | Synchrony Bank |
| Bank address | 170 Election Road, Suite 125, Draper, UT 84020 |
| SWIFT code | Contact bank (international wires) |
| State-specific routing numbers | No — one number for all states |
What the Routing Number Is Used For
| Purpose | Routing number |
|---|---|
| ACH transfer (sending money to/from Synchrony) | 021213591 |
| Direct deposit to Synchrony savings | 021213591 |
| Incoming domestic wire transfer | 021213591 |
| Incoming international wire | Contact Synchrony at 1-866-226-5638 |
How to Set Up ACH Transfers to Synchrony
To link your primary checking account to Synchrony for transfers:
- Log in to synchronybank.com
- Go to Transfers → External Accounts → Add Account
- Enter your checking account routing and account numbers
- Synchrony will make two small verification deposits (typically within 1–2 business days)
- Verify the deposit amounts to confirm the link
- Once verified, you can transfer freely between accounts
Transfers from an external bank to Synchrony typically take 1–3 business days. Incoming deposits may be held for up to 5 business days for new accounts.
How to Find Your Synchrony Account Number
Synchrony does not issue paper checks, so you cannot find your account number on a check.
To find your account number:
- Log in to synchronybank.com or the Synchrony Bank app
- Select your savings or CD account
- Click Account Details or the information icon
- Your full account number is displayed (you may need to click to reveal it)
Wire Transfer Instructions (Incoming)
To receive a domestic wire into your Synchrony savings account:
Bank Name: Synchrony Bank
ABA Routing Number: 021213591
Account Number: [Your Synchrony account number]
Account Name: [Your full name as it appears on the account]
Bank Address: 170 Election Road, Suite 125, Draper, UT 84020
Note: Synchrony Bank typically does not offer outgoing wire transfers on standard savings accounts. For large transfers out, use an ACH transfer to your linked checking account.
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