U.S. Bank (officially U.S. Bancorp) is the fifth-largest bank in America, serving customers primarily in the western and midwestern United States. With branches in 26 states, U.S. Bank uses a different routing number for each state — the number you need is based on where you opened your account.
See the U.S. Bank overview for fees, ATM limits, and account comparisons.
U.S. Bank Routing Numbers by State
| State | Routing Number |
|---|---|
| Arizona | 122105155 |
| Arkansas | 082000549 |
| California | 122235821 |
| Colorado | 102000021 |
| Idaho | 123271978 |
| Illinois | 071904779 |
| Indiana | 074900783 |
| Iowa | 073000545 |
| Kansas | 101000187 |
| Kentucky | 042100175 |
| Minnesota | 091000022 |
| Missouri | 081000210 |
| Montana | 092900383 |
| Nebraska | 104000029 |
| Nevada | 121201694 |
| North Dakota | 091300023 |
| Ohio | 042000013 |
| Oregon | 123000220 |
| South Dakota | 091408501 |
| Tennessee | 064000059 |
| Utah | 124302150 |
| Washington | 125000105 |
| Wisconsin | 075000022 |
| Wyoming | 307070115 |
U.S. Bank’s routing numbers span a wide range of Federal Reserve districts because the bank grew through acquisitions across the western and central United States. If your state is not listed, check the U.S. Bank app or call 1-800-872-2657 — the bank also serves customers in some states through online-only relationships.
U.S. Bank Wire Transfer Routing Number
U.S. Bank uses a separate routing number for wire transfers that applies to all customers regardless of state.
| Transfer Type | Routing Number |
|---|---|
| Domestic wire transfer | 042000013 |
| ACH / direct deposit | State-specific (see table above) |
| International wire (SWIFT code) | USBKUS44 |
For receiving an international wire transfer:
| Information | Details |
|---|---|
| SWIFT/BIC code | USBKUS44 |
| Bank name | U.S. Bank, N.A. |
| Bank address | 800 Nicollet Mall, Minneapolis, MN 55402 |
| Your account number | Your U.S. Bank account number |
| Your name and address | As it appears on your account |
How to Find Your U.S. Bank Routing Number
1. U.S. Bank Mobile App
Open the app → select your account → tap “Account details.” The routing and account numbers are displayed together.
2. U.S. Bank Online Banking
Log in at usbank.com → click on your account → select “Account details” → find your routing number listed with your account information.
3. On a U.S. Bank Check
The first 9 digits on the bottom-left corner of your check are the routing number, followed by your account number.
4. Customer Service
Call U.S. Bank at 1-800-872-2657. A representative can confirm your routing number after identity verification.
Which Routing Number Do I Need?
| Transaction | Which Number |
|---|---|
| Employer direct deposit | State-specific ACH number |
| Tax refund via direct deposit | State-specific ACH number |
| Automatic bill pay | State-specific ACH number |
| Linking to apps (Venmo, Zelle, etc.) | State-specific ACH number |
| Domestic wire (sending or receiving) | 042000013 |
| International wire | SWIFT: USBKUS44 |
The 042000013 wire transfer number (Ohio) is used nationally for all wire transactions, while ACH transfers use the state-specific number tied to your account. Getting these mixed up is the most common U.S. Bank routing number mistake.
U.S. Bank’s Geographic Footprint
U.S. Bank has a strong presence in the Midwest and West but limited East Coast operations:
| Region | States |
|---|---|
| Midwest | IL, IN, IA, KS, KY, MN, MO, NE, ND, OH, SD, WI |
| West | AZ, CA, CO, ID, MT, NV, OR, UT, WA, WY |
| South | AR, TN |
If you’re in a state without U.S. Bank branches, you can still bank online and through its ATM network. Your routing number will be assigned based on the state most closely associated with your account.
Bottom Line
| Question | Answer |
|---|---|
| How many routing numbers does U.S. Bank have? | 24+ (one per state) |
| Wire transfer routing number | 042000013 (all states) |
| SWIFT code | USBKUS44 |
| Headquartered | Minneapolis, Minnesota |
| Does it change if I move? | No — tied to where you opened the account |
| Best way to verify | U.S. Bank app → Account details |
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