The median household income in the United States is $80,734, and the average household income is $113,530, based on the Census Bureau’s 2020-2024 American Community Survey 5-Year Estimates. This data is pulled directly from the Census Bureau API and refreshed each year when a new ACS 5-Year release is published. We have broken down United States household income distributions by state below.

Median vs. average household income

The median household income is different from the average because the median represents the middle point – half of households earn more and half earn less. The average household income is higher at $113,530 because it is pulled up by extremely high earners. For example, the top 1% of income earners make at least $430,000, which significantly skews the average upward. The median is generally considered a better measure of what a typical household earns.

For a comparison of individual income rather than household income, see the median personal income by state or average personal income by state.

National household income snapshot

Metric 2020-2024 ACS 5-Year Estimates
Median household income $80,734
Average household income $113,530
Per capita income $44,673

Source: US Census Bureau, American Community Survey 2020-2024 ACS 5-Year Estimates, fetched 2026-08-25.

Median household income by state

!2024 USA Median Household Income by State

Here is the median and average household income of each state. The District of Columbia has the highest median household income of $109,870 and highest average household income of $162,297 of any state. The state with the lowest median income is Mississippi at $56,447, which also has the lowest average household income at $78,922.

State Median Income (Dollars) Average Income (Dollars)
Alabama $63,999 $88,898
Alaska $92,788 $118,985
Arizona $79,964 $108,273
Arkansas $60,773 $84,759
California $99,122 $140,436
Colorado $95,470 $128,255
Connecticut $95,781 $138,744
Delaware $84,954 $112,616
District of Columbia $109,870 $162,297
Florida $74,568 $105,967
Georgia $77,353 $106,944
Hawaii $100,389 $131,053
Idaho $77,800 $102,747
Illinois $83,390 $115,638
Indiana $71,957 $95,247
Iowa $75,059 $98,187
Kansas $74,275 $100,417
Kentucky $63,726 $87,807
Louisiana $60,756 $87,038
Maine $74,733 $100,102
Maryland $103,678 $136,642
Massachusetts $103,960 $144,950
Michigan $72,875 $98,700
Minnesota $89,062 $118,304
Mississippi $56,447 $78,922
Missouri $70,702 $96,247
Montana $72,509 $98,908
Nebraska $76,475 $102,399
Nevada $78,260 $106,475
New Hampshire $99,031 $128,322
New Jersey $103,556 $143,363
New Mexico $64,059 $88,155
New York $85,974 $128,247
North Carolina $72,388 $101,208
North Dakota $76,657 $101,793
Ohio $71,389 $96,990
Oklahoma $65,039 $88,936
Oregon $83,011 $111,542
Pennsylvania $77,971 $107,538
Rhode Island $87,796 $115,075
South Carolina $69,324 $95,567
South Dakota $75,081 $98,527
Tennessee $69,595 $96,820
Texas $78,476 $109,933
Utah $95,166 $121,376
Vermont $81,203 $107,852
Virginia $93,170 $128,260
Washington $98,141 $134,588
West Virginia $59,608 $81,190
Wisconsin $77,485 $101,466
Wyoming $76,176 $100,641

Source: US Census Bureau, American Community Survey 2020-2024 ACS 5-Year Estimates, fetched 2026-08-25.

How does household income impact home affordability?

Household income is one of the most important factors in determining how much home you can afford. With the median home price at $419,200 and the median household income at $80,734, the mortgage affordability gap continues to grow in many states. The general rule is that your housing costs should not exceed 30% of your gross income.

To find out where your income falls among all households in the US, try our income percentile calculator. You can also see how much income is needed to afford a home in each state, or use a mortgage affordability calculator to estimate how much house you can afford based on your household income.

See also: Historical Home Cost to Income Ratio | Minimum Wage by State

Sources

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Written by WealthVieu

WealthVieu researches and writes data-driven personal finance guides using primary sources including the IRS, Bureau of Labor Statistics, Federal Reserve, and Census Bureau.

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