Regions Bank’s standard ATM withdrawal limit is $808 per day. Regions operates ~1,900 branded ATMs plus access to 55,000+ Allpoint ATMs — both are free. Out-of-network ATM withdrawals cost $3.00 plus any operator surcharge.
Regions Bank ATM Limits at a Glance
| Detail | Amount |
|---|---|
| Standard daily ATM limit | $808 |
| Daily debit purchase limit | ~$5,000 |
| In-network ATMs (Regions) | ~1,900 |
| In-network ATMs (Allpoint) | 55,000+ |
| In-network ATM fee | $0 |
| Out-of-network ATM fee (Regions) | $3.00 |
| OON reimbursement | None |
| International ATM fee | 3% foreign transaction + OON fee |
Regions ATM Network: Where to Withdraw Free
Regions-branded ATMs (~1,900):
- Regions branch locations throughout 15 states
- Available via regions.com/branch-atm-locator
- Free for all Regions account holders
Allpoint Network (55,000+):
- Walgreens, CVS, Target, Costco, Dollar General, Rite Aid, and other retailers
- Free for Regions customers with debit card
- Find locations at allpointnetwork.com or in the Regions app
How to Increase Your ATM Limit
The standard $808 daily limit applies to most Regions checking accounts. Options to increase:
| Method | How |
|---|---|
| Call customer service | 1-800-734-4667 — request temporary or permanent increase |
| Premium accounts | Prestige/Premium Checking may have higher default limits |
| Branch visit | Speak with a banker in person |
Regions typically can increase limits to $1,000–$2,500/day for established account holders in good standing. Increases may be temporary (24–48 hours) or permanent.
Regions ATM Limit vs Other Regional Banks
| Bank | Daily ATM Limit | OON Fee | OON Reimbursement |
|---|---|---|---|
| Regions | $808 | $3.00 | None |
| Wells Fargo | $300–$1,500 | $2.50 | None |
| Chase | $500–$3,000 | $3.00 | None |
| Bank of America | $1,000 | $2.50 | None |
| Huntington | $400 | $3.50 | None |
| Fifth Third | $500 | $3.50 | None |
| Citizens | $500 | $3.00 | None |
Out-of-Network ATM: Total Cost Example
When using a non-Regions, non-Allpoint ATM:
| Fee | Amount |
|---|---|
| Regions OON fee | $3.00 |
| Typical ATM operator surcharge | $3.00 |
| Total effective cost | ~$6.00 |
To avoid this, use the Allpoint locator or Regions ATM locator before withdrawing.
Related Guides
- Regions Bank fees 2026 — monthly fees, overdraft, wire fees
- Regions Bank routing number 2026 — routing numbers by state
- Regions Bank transfer limit 2026 — Zelle, ACH, wire limits
- Regions Bank vs Wells Fargo 2026 — ATM, fees, and branches compared
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