Regions Bank is one of the largest banks in the US Southeast and Midwest, with roughly 1,300 branches across 15 states, $165+ billion in assets, and approximately 1,900 ATMs. Founded in 1971 and headquartered in Birmingham, Alabama, Regions serves retail, business, and wealth management customers. This guide covers everything Regions customers need: routing numbers, fees, ATM access, hours, and how Regions compares to Wells Fargo and other regional competitors.
Regions Bank at a Glance
| Feature | Details |
|---|---|
| Headquarters | Birmingham, Alabama |
| Founded | 1971 |
| Assets | ~$165 billion |
| Branches | ~1,300 (15 states) |
| ATMs | ~1,900 owned + 55,000+ Allpoint |
| Monthly fee (LifeGreen Checking) | $8 (waivable) |
| Minimum to waive fee | $1,500 daily balance OR $500/mo DD |
| Out-of-network ATM fee | $3.00 |
| Foreign transaction fee | 3% |
| Wire transfer (outgoing domestic) | $25 |
| Customer service | 1-800-734-4667 |
| Customer service hours | Mon–Fri 6AM–8PM CT; Sat–Sun 8AM–5PM CT |
| FDIC insured | Yes — $250,000 per depositor |
| Mobile app rating | 4.7/5 (iOS), 4.5/5 (Android) |
Regions Footprint: 15-State Coverage
Regions operates in: Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, and Texas.
Checking Account Options
| Account | Monthly Fee | Waiver Options |
|---|---|---|
| LifeGreen Checking | $8 | $1,500 daily balance OR $500 DD/mo |
| Regions Now Checking | $5 | No waiver |
| Regions Prestige Checking | $18 | $5,000 daily balance |
| Regions Premium Checking | $25 | $25,000 combined balance |
| Student Checking | $0 | Age 16–25, full-time student |
All Regions Bank Guides
- Regions Bank Routing Number 2026 — routing numbers by state, wire vs. ACH, how to find yours
- Regions Bank Fees 2026 — monthly fees, ATM fees, overdraft fees, wire fees
- Regions Bank ATM Limit 2026 — daily withdrawal limits, ATM network, OON fees
- Regions Bank Customer Service 2026 — 1-800-734-4667, hours, chat, branch access
- Regions Bank Hours 2026 — branch hours, phone hours, holiday schedule
- Regions Bank Minimum Balance 2026 — minimum balance by account, fee waiver thresholds
- Regions Bank Mobile Deposit Limit 2026 — daily and 30-day limits, cutoff times
- Regions Bank Transfer Limit 2026 — ACH, Zelle, wire limits
- Regions Bank vs Wells Fargo 2026 — fees, ATM, branches, and rates compared
The content on Wealthvieu is for informational purposes only and should not be considered financial, tax, or investment advice. Consult a qualified professional before making financial decisions. Full disclaimer · Editorial policy