Regions Bank’s standard mobile deposit limit is $5,000 per day and $10,000 per 30-day rolling period. The cutoff for same-business-day processing is 8:00 PM CT. New accounts may start with lower limits, and established customers can request increases by calling 1-800-734-4667.
Regions Bank Mobile Deposit Limits
| Detail | Amount |
|---|---|
| Daily mobile deposit limit | $5,000 |
| 30-day rolling limit | $10,000 |
| Cutoff time (CT) | 8:00 PM |
| Mobile deposit fee | $0 |
| Minimum check amount | $1.00 |
| Maximum check amount | $5,000 (within daily limit) |
Deposit Availability Timeline
| When Deposited | When Funds Available |
|---|---|
| Before 8 PM CT on business day | Next business day (often by 9 AM) |
| After 8 PM CT on business day | 2nd business day |
| Weekend or federal holiday | Next business day after holiday |
| Large check (>$5,525) | First $225 next day; remainder 2–5 days |
Regions may place additional holds on checks from new accounts, unusually large amounts, previously returned items, or accounts with frequent overdrafts.
How to Make a Mobile Deposit at Regions
- Open the Regions mobile app
- Tap Deposit on the main screen or from the menu
- Select the account to deposit into
- Enter the check amount
- Endorse the back of your check — write: “For Regions Mobile Deposit”
- Take a clear photo of the front of the check (good lighting, flat surface)
- Take a clear photo of the back of the check showing your endorsement
- Review and tap Submit
After submission, you’ll receive a confirmation email. Keep the physical check for 14 days after confirming deposit, then destroy it.
Mobile Deposit Limit Comparison
| Bank | Daily Mobile Deposit Limit | 30-Day Limit |
|---|---|---|
| Regions | $5,000 | $10,000 |
| Wells Fargo | $2,500–$5,000 | Varies |
| Chase | $2,000–$10,000 | $25,000 |
| Bank of America | $10,000 | $25,000 |
| Ally | $50,000 | $250,000 |
| Axos | $20,000 | Higher |
Requesting a Higher Limit
To request a higher mobile deposit limit:
- Call: 1-800-734-4667 (Mon–Fri 6AM–8PM CT; Sat–Sun 8AM–5PM CT)
- Branch visit: Speak with a banker in person
- Account history matters: Established accounts in good standing with consistent direct deposits are most likely to receive increases
Related Guides
- Regions Bank transfer limit 2026 — ACH, Zelle, wire limits
- Regions Bank fees 2026 — full fee schedule
- Regions Bank hours 2026 — branch and phone hours
- Regions Bank routing number 2026 — by state
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