Regions Bank routing numbers vary by state. The most common routing number is 062000019, used in Alabama, Florida, Mississippi, and most other Regions states. Tennessee legacy accounts use 064000017 and Georgia uses 061101375. The SWIFT code for international wires is UPNBUS44.
Regions Bank Routing Numbers by State
| State | Routing Number |
|---|---|
| Alabama | 062000019 |
| Arkansas | 082000109 |
| Florida | 062000019 |
| Georgia | 061101375 |
| Illinois | 071122661 |
| Indiana | 074000078 |
| Iowa | 073900438 |
| Kentucky | 083000108 |
| Louisiana | 065403626 |
| Mississippi | 062000019 |
| Missouri | 081000210 |
| North Carolina | 053012029 |
| South Carolina | 053012029 |
| Tennessee | 064000017 |
| Texas | 113000023 |
Always verify with the Regions app or your check — routing numbers can vary within a state based on the legacy bank your branch was acquired from.
Regions SWIFT Code for International Wires
| Purpose | Code |
|---|---|
| International incoming wire | UPNBUS44 |
| Domestic wire routing | State-specific ABA above |
To receive an international wire into Regions Bank, provide:
- SWIFT code: UPNBUS44
- Your state’s ABA routing number (from table above)
- Your full account number
- Regions Bank name and address: Regions Bank, 1900 Fifth Avenue North, Birmingham, AL 35203
What the Regions Routing Number Is Used For
| Use | Routing Number Needed |
|---|---|
| Direct deposit setup | ✅ Your state’s ABA |
| ACH transfers (bank-to-bank) | ✅ Your state’s ABA |
| Domestic wire transfer | ✅ Your state’s ABA |
| International wire (incoming) | ✅ SWIFT UPNBUS44 + ABA |
| Check writing | Printed on check bottom-left |
| Zelle | Not needed — use mobile number/email |
How to Find Your Regions Routing Number
On your check: The first 9 digits in the bottom-left of any Regions personal check.
In the Regions app:
- Open the Regions app
- Tap your account
- Tap Account details or More details
- Routing number and account number are listed
Online at regions.com: Log in → Accounts → select account → Account Details
By phone: Call 1-800-734-4667 (Mon–Fri 6AM–8PM CT; Sat–Sun 8AM–5PM CT)
Regions ACH vs Wire: Which to Use?
| Transfer Type | Speed | Cost | Use When |
|---|---|---|---|
| ACH | 1–3 business days | Free | Everyday transfers, payroll, bills |
| Domestic wire | Same day (if before cutoff) | $25 outgoing | Urgent large transfers, real estate |
| Zelle | Minutes | Free | P2P up to $2,500/day |
Related Guides
- Regions Bank fees 2026 — $25 wire fee, $3 OON ATM, monthly fees
- Regions Bank transfer limit 2026 — ACH, Zelle, and wire limits
- Regions Bank customer service 2026 — 1-800-734-4667, hours
- Regions Bank vs Wells Fargo 2026 — full fee and feature comparison
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